Bank Wholesale Funding
Bank Wholesale Funding — Non-deposit funding that can reprice or flee quickly.
Definition
Bank Wholesale Funding refers to non-deposit funding that can reprice or flee quickly. Keep that definition fixed when comparing series, managers, or regimes — renaming the same tape does not create a new signal.
Why it matters
Bank funding and deposit behavior transmit stress into credit supply and asset prices. When non-deposit funding that can reprice or flee quickly shifts, related hedges, limits, and narratives usually need an explicit update rather than a quiet assumption.
Case
Suppose a desk is positioned for the opposite of what bank wholesale funding is saying. If non-deposit funding that can reprice or flee quickly moves against that book, the first question is not “is the story clever?” but whether size, hedges, and stop logic still match the observation.
How to read it
Pair with deposit betas, wholesale funding, and regulatory ratios before calling a scare over. Prefer a short written null hypothesis for Bank Wholesale Funding: what would falsify the current reading in the next window?